Come work with us at Hantz Group.

Licensing Requirements

We are a Family Office that offers a multitude of services tailored to each individual client. By having our holistic approach, our Registered Representatives are well rounded financial professionals and meet the following licensing requirements:

  • Securities Industry Essentials (SIE)
  • Series 7
  • Series 66
  • Property and Casualty
  • Life, Accident and Health
  • Variable Contracts

You Have to Do it, but you Don’t Have to Do it Alone

Obtaining your Securities and Insurance Licenses can be overwhelming. The Hantz Group attempts to help candidate become trained and acquire the necessary experience to apply the knowledge they learn in every day work.


Securities Exam Information

The Securities Industry Essentials (SIE) Exam is a FINRA exam for prospective securities industry professionals. This introductory-level exam assesses a candidate’s knowledge of basic securities industry information including concepts fundamental to working in the industry, such as types of products and their risks; the structure of the securities industry markets, regulatory agencies and their functions; and prohibited practices.

The SIE is open to anyone aged 18 or older, including students and prospective candidates interested in demonstrating basic industry knowledge to prospective employers. Association with a firm is not required to take the SIE, and results are valid for four years.

The SIE exam is 75 multiple-choice questions, which are answered in 1 hour and 45 minutes.

The passing score is 70 percent.

The SIE outline is comprised of the four main job functions:

  • Function 1 — Knowledge of Capital Markets
    • o 12 Questions of the Exam Questions
  • Function 2 — Understanding Products and Their Risks
    • 33 Questions of the Exam Questions
  • Function 3 — Understanding Trading Customer Accounts and Prohibited Activities
    • 23 Questions of the Exam Questions
  • Function 4 — Overview of Regulatory Framework
    • 7 Questions of the Exam Questions

Passing the SIE alone does not qualify an individual for registration with a FINRA member firm or to engage in securities business. In order to become registered to engage in securities business, an individual must pass the Essentials exam and a qualification exam appropriate for the type of business the individual will engage in. The individual must be associated with a member firm to take a qualification exam.

Qualification Examinations

  • Series 6 – Investment Company Representative (IR)
  • Series 7 – General Securities Representative (GS)
  • Series 22 – DPP Representative (DR)
  • Series 57 – Securities Trader (TD)
  • Series 79 – Investment Banking Representative (IB)
  • Series 82 – Private Securities Offerings Representative (PR)
  • Series 86 and 87 – Research Analyst (RS)
  • Series 99 – Operations Professional (OS)

Information from https://www.finra.org


The Series 7 exam — the General Securities Representative Qualification Examination (GS) — assesses the competency of an entry-level registered representative to perform their job as a general securities representative.

The exam measures the degree to which each candidate possesses the knowledge needed to perform the critical functions of a general securities representative, including sales of corporate securities, municipal securities, investment company securities, variable annuities, direct participation programs, options and government securities.

Candidates must pass the Securities Industry Essentials (SIE) exam and the Series 7 exam to obtain the General Securities Representative registration.

The Series 7 exam is 125 multiple-choice questions, which are answered in 3 hours and 45 minutes.

The passing score is 72 percent.

The Series 7 outline is comprised of the four main job functions:

  • Function 1 — Seeks business for the broker-dealer from customers and potential customers
    • 9 Questions of the Exam Questions
  • Function 2 — Opens accounts after obtaining and evaluating customers’ financial profile and investment objectives
    • 11 Questions of the Exam Questions
  • Function 3 — Provides customers with information about investments, make recommendations, transfers assets and maintains appropriate records
    • 91 Questions of the Exam Questions
  • Function 4 — Obtains and verifies customers’ purchases and sales instructions, and agreements; Processes, completes and confirms transactions
    • 14 Questions of the Exam Questions

A candidate who passes the Series 7 exam is qualified for the solicitation, purchase and/or sale of all securities products, including corporate securities, municipal fund securities, options, direct participation programs, investment company products and variable contracts.

Covered activities and products include:

  • Public offerings and/or private placements of corporate securities (stocks and bonds)
  • Rights
  • Warrants
  • Mutual funds
  • Money market funds
  • Unit investment trusts (UITs)
  • Exchange-traded funds (ETFs)
  • Real estate investment trusts (REITs)
  • Options on mortgage-backed securities
  • Government securities
  • Repos and certificates of accrual on government securities
  • Direct participation programs
  • Venture capital
  • Sale of municipal securities
  • Hedge funds

Information from https://www.finra.org


The Uniform Combined State Law Examination was developed by NASAA based on industry requests. The examination (also called the “Series 66”) is designed to qualify candidates as both securities agents and investment adviser representatives. The exam covers topics that have been determined to be necessary to provide investment advice and effect securities transactions for clients.

The Series 66 exam is 100 multiple-choice questions, which are answered in 2 hours and 30 minutes.

The passing score is 73 percent.

The Series 66 Test Specifications:

  • I — Economic Factors and Business Information
    • 5 Questions of the Exam Questions
  • II — Investment Vehicle Characteristics
    • 20 Questions of the Exam Questions
  • III — Client/Customer Investment Recommendations and Strategies
    • 30 Questions of the Exam Questions
  • IV — Laws, Regulations, and Guidelines; Including Prohibition and Unethical Business Practices
    • 45 Questions of the Exam Questions

The FINRA Series 7 is a corequisite exam that needs to be successfully completed in addition to the Series 66 exam before a candidate can apply to register with a state. You may take either exam first but must complete both satisfactorily.

Information from https://www.finra.org and https://www.nasaa.org

Preparing for the Securities Exam

The Hantz Group will provide you with the tools necessary in order to prepare to sit for the exams. Generally candidates will experience an Online Study Program, currently we utilize Pass Perfect for exam materials. If additional help is needed we may also provide coaching, in-house or on-demand classes and one on one tutoring.

Exam Day

Exams are schedule in a designated testing center throughout the state. The exam administrator may provide whiteboard/dry erase marker and basic electronic calculators to the candidates, which must be returned to the test center administrator at the end of the testing session. Some test questions involve calculations. Only the provided calculators may be used during the examination.

Following the Exam, Candidates are required to contact the licensing department and submit their Score Report to determine next steps.

Insurance Exam Information

The property and casualty insurance license is a state exam prepares candidates to sell liability insurance. The exam is 150 questions, candidates have 150 minutes to complete the exam.

The Passing score is 73%

The Property and Casualty Exam Content Outline:

  • Insurance Regulation
    • 15 Questions/10% of the Exam Questions
  • General Insurance
    • 20 Questions/13% of the Exam Questions
  • Property and Casualty Insurance Basics
    • 21 Questions/14% of the Exam Questions
  • Homeowners Policy
    • 24 Questions/16.5% of the Exam Questions
  • Automobile Insurance
    • 24 Questions/16.5% of the Exam Questions
  • Commercial Package Policy
    • 12 Questions/8% of the Exam Questions
  • Businessowners Policy
    • 15 Questions/10% of the Exam Questions
  • Workers’ Compensation Insurance
    • 8 Questions/5% of the Exam Questions
  • Other Coverages and Options
    • 11 Questions/7% of the Exam Questions

The exam is 150 questions; candidates have 150 minutes to complete the exam.

The Passing score is 73%

The Life, Accident and Health Exam Content Outline:

  • Insurance Regulation
    • 20 Questions/13% of the Exam Questions
  • General Insurance
    • 10 Questions/7% of the Exam Questions
  • Life Insurance Basics
    • 10 Questions/7% of the Exam Questions
  • Life Insurance Policies
    • 15 Questions/10% of the Exam Questions
  • Life Insurance Policy Provisions, Options, and Riders
    • 15 Questions/10% of the Exam Questions
  • Annuities
    • 8 Questions/5% of the Exam Questions
  • Federal Tax Considerations for Life Insurance, Annuities, and Qualified Plans
    • 6 Questions/4% of the Exam Questions
  • Health Insurance Basics
    • 15 Questions/10% of the Exam Questions
  • Individual Health Insurance Policy General Provisions
    • 5 Questions/3% of the Exam Questions
  • Disability Income and Related Insurance
    • 5 Questions/3% of the Exam Questions
  • Medical Plans
    • 15 Questions/10% of the Exam Questions
  • Group Health Insurance
    • 15 Questions/10% of the Exam Questions
  • Dental Insurance
    • 2 Questions/1.5% of the Exam Questions
  • Insurance for Senior Citizens and Special Needs Individuals
    • 7 Questions/5% of the Exam Questions
  • Federal Tax Considerations for Health Insurance
    • 2 Questions/1.5% of the Exam Questions

The exam is 60 questions; candidates have 60 minutes to complete the exam.

The Passing score is 73%

The Variable Life and Annuities Content Outline:

  • Insurance Regulation
    • 6 Questions/10% of the Exam Questions
  • General Insurance
    • 5 Questions/8% of the Exam Questions
  • Regulation of Variable Products
    • 5 Questions/8% of the Exam Questions
  • Nature of Variable Life Products
    • 16 Questions/27% of the Exam Questions
  • Annuities
    • 16 Questions/27% of the Exam Questions
  • Federal Tax Considerations for Life Insurance and Annuities
    • 6 Questions/10% of the Exam Questions
  • Qualifies Plans
    • 6 Questions/10% of the Exam Questions

Preparing for the Insurance Exam

Candidates must complete a pre-licensing course prior to taking the Insurance exams as required by the State. This requirement is met by working through an online program and passing certificate exams which provided a course completion number that must be turned in to the licensing department in order to schedule the exam

Exam Day

Exams are schedule in a designated testing center throughout the state. The exam administrator may provide blank sheet of paper, pencil and basic electronic calculators to the candidates, which must be returned to the test center administrator at the end of the testing session.

Make note; no personal items may be bought into the testing center; including purses.

Following the Exam, Candidates are required to contact the licensing department and submit their Score Report to determine next steps.

HantzGroupsm is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, national origin, sex, age, disability, marital status, height, or weight. It is our intention that all qualified applicants be given equal opportunity and that selection decisions be based on job-related factors.